Meeting the challenges of a changing world 02

Creating opportunities 03

More than 50 years of innovation and growth 04

The expertise of a leader 06

A win-win model 08

A solution for everyone 10

Localized solutions across the globe

18

Engaged, responsible employees

20

A social responsibility commitment

22

Edenred s vision for tomorrow

24

EMPLOYEE BENEFITS 12

EXPENSE MANAGEMENT 14

INCENTIVE & REWARDS 16

MANAGEMENT OF PUBLIC SOCIAL PROGRAMS 17

CONTENTS